When I Sent This Out Some Folks Got Angry... Why?

I sent this letter out last year and many folks got spurred into action and some took offense at being called a "human lobster"... hmmm, wonder what that all means... the very different reactions is about them, yes? Well I decided to remodel it and share it again... I'll be curious so do post your reactions... ALL are welcome!

SEVEN STEPS TO BE FINANCIALLY FREE

Around ten years ago, I had to face the reality of being miserable in my job but having to stay there to make money. After so many years of hard work my happiness had gone south. It is a moment that I will not like to remember the rest of my life.

I felt I was the only person with that catastrophic feeling. I was wrong. And the best part was that many other people have a fantastic comeback.

Reading a book from Dan Kennedy, he mentioned something about our reality. If you don’t act today, your future will be terrible…

“Take any hundred persons at the start of their career and follow them for forty years until they each reach retirement age and here is what you will find according to the Social Security Administration: Only one will be wealthy … four will be financially secure …thirty six will be dead … and fifty four will be dead broke – dependent on their meager Social Security checks, relatives, friends, even charities for a minimum standard of living. That is five percent successful, ninety-five percent unsuccessful”.

After reading this I know I had to change if I wanted a better future.

I decided to do some research on my own through books and interviewing people who were very successful. After many months of research and tons & tons of notes, I started to look for a common denominator among them… for their most common behavior… most repeated vehicle to obtain their wealth… as well as their personal input of every aspect of the economic world.

One night I felt my head was about to explode

INFORMATION… INFORMATION… INFORMATION… and not a clue on how to connect all this super-valuable information given by all these super-successful people…!

Then, all of a sudden, I felt like an electric shock inside my head…!!! (oh no!!! a short circuit caused by over-work – I thought- !!)…. But to my surprise, I was fine, better than ever before… and with all the information making sense for the first time in months!!!

“I got it… I got it …!!!” And I started writing for hours & hours without even stopping for a second. I was able that night to arrange my valuable information…!!!

I came up with a “7 Step Plan” to obtain my financial freedom. It became my every day companion, my “insurance” for a better future. I kept it in an easy place to reach, and read it every day… many, many times…

After a few weeks of doing the same thing with consistency I started noticing a change in me …. and in the people around me (my change made them change toward me!).

Not long after that, I found my vehicle to obtain my “Financial Wealth”. In my first year after having started my “7 Steps Plan” I had an income of over $100,000, and I was on my way to my first million dollars…!!!

My life has changed like I never thought possible. I have been able to give my family everything I always wanted … and what’s more important… I believe in myself again & I’m not afraid of the future anymore…!!!

Friends who knew me before and witnessed my “economical change”, approached me with questions on how I did it. I told them how, and shared my “7 Steps Plan”. They were able to achieve economic security after a few months.

I had found a proven system to obtain FINANCIAL WEALTH…!!!

… And this same “7 Steps Plan” my new friend, is what I will like to share with you today…


Since early times it has been a human desire to obtain FINANICAL WEALTH although not too many people have been able to achieve it.

But before we get into the “7 Steps” let’s define what FINANCIAL WEALTH is:

Certain economists say that FINANCIAL WEALTH is to have more money than needed to cover our prime necessities. Enough to plan our financial future with peace of mind.

For some others to feel they have FINANCIAL WEALTH, means to have huge quantities of money. For others it’s just having enough for certain things. Either way, to have money, is the main goal.

THE SEVEN STEPS that I will share with you now, will help you draw a plan to reach that dream objective … and more…!
Let’s start …

First step: YOU MUST DEFINE CLEARLY AND PRECISELY WHAT YOU REALLY WANT.
Many people fail in life because they don’t really know where they want to go or what they want out of life. You can hear them saying: “I want to make a lot of money … I would love to travel the world … I would love to have a beautiful house… I want this or that…etc, etc, etc.” But the truth is that they don’t really know what they want …!

So our first step now will be to take pencil & paper and write about what you really desire out of life in a clear and precise way.
I can hear you asking….

Is that really needed . . .? Why . . . ?

It’s very simple…

If you don’t know where you are going, how do you know when you have arrived…? How to strive for something if you don’t if you don’t know for what…?

That’s why you’ll take a 3x5 card and put it in your pocket or purse or any other place that will be easy to reach. For a whole week, every time you think of something that you would like to have or have to do, write it down on the card.

Let me give you some ideas of things you might want: a new home… a second home… a new and better car … amount of money you want to earn monthly or yearly … where to go for your dream vacation … how much you want to save … etc, etc.

Once you do this, you will have taken a big step toward your FINANCIAL WEALTH.

Next you will:

1- Write everything in the order you feel is most important for you.
2- Write the date when you would like to reach the goal.
3- Figure out the amount your goal will cost or the amount you want to earn each month or each year.

Let me give you an example to make it easier: Let’s say you have decided to earn $10,000 a month starting six months from now. (This might sound impossible to you, but the amount you can earn is unlimited, (you can do it … if only you can believe it). Write this amount and date clearly … and keep it in a place where you can see it every day as a reminder of your goal or goals.


With this you have finished STEP ONE toward your FINANCIAL WEALTH. It wasn’t so difficult, was it…?

Second Step: FIND A FINANCIAL VEHICLE (WAY) THAT WILL HELP YOU SECURE YOUR GOAL.

There are proven ways that will help you get your FINANCIAL GOAL. The first one everybody thinks of is a JOB: but the word JOB means Just Off Bound …!!

The reality is that just a handful of individuals may claim that they got their FINANCIAL INDEPENDENCE through a job. It really does not have to make sense to repeat the same mistakes other people have already encountered:
FACING RETIREMENT DEPENDING ON THEIR INCOME FROM THE SOCIAL SECURITY SYSTEM ONLY.

Definitely this is not a way that I will suggest you follow.

GETTING A COLLEGE DEGREE for many people is the way to go, although any one can tell you that having a college degree will not give you the financial security you are seeking.

More and more graduates everyday find out that they must really be lucky to get a job where they can apply and get paid for all the knowledge they got in college.

AND MY OPINION IS, that going to college is a necessity, but will not secure your financial future at all. You must find a vehicle that will lead you to obtain your financial goals. I will mention three “ways or vehicles” that you can look at … and I will point out the I have chosen.


VEHICLE NUMBER ONE: Start Your Own Business.
Having our own business is one of the dreams many people would like to achieve in life.

Having a business will give you a lot of positive things, like: freedom to act …, being able to apply your creativity…, face daily challenges that will help us become a better person, etc. Also having a business will give us a lot of headaches, with things like employees, big investments, inventory, etc.

Statistics show that 95% of all business will fail within the first 3 years.

To start your own business you will need experience and knowledge of what you will be doing. If you have the energy and don’t mind the challenges this will be a great option … Instead of going for a job where you take most of the blame and maybe a little recognition, you’ll be doing it for yourself.

VEHICLE NUMBER TWO: Franchises.
This can give you all the advantages of your own business and will also eliminate the risks that a traditional business offers.

Out there you can find a lot of successful franchises, but they all require a HUGE amount of money to start up. If you don’t have that kind of money to start, chances are you will not be able to take that path.

On the other hand, if you have the money this could be a fantastic vehicle to achieve your financial freedom.


VEHICLE NUMBER THREE: Direct Selling.
Dr. Charles King from the University of Illinois in Chicago called network marketing “the last bastion of our capitalist world to achieve financial independence with little investment …” Direct selling is also known as “multilevel” or network marketing.

You can find a great number of companies developing direct marketing approaches and, in a constant way, they have helped a lot of people to be financially free.

These companies will supply all their members the necessary information and guidance to help them achieve their success.

They give all this help – and much more- merely because the only way for these companies to be successful is by helping their members to become successful first …!!!

Which is a very interesting point ….. Because it’s not always that we find- when starting a new business- experienced people willing to share their knowledge and experience with us, so we can obtain success…!!!

This is the vehicle I chose, and these are the four main reasons for my decision:

1- Little start up money.
2- Tremendous opportunity to have passive income.
3- An incredible change to expand internationally.
4- To maximize my self-development in quantum leaps. It gave me the opportunity to help myself by helping others obtain what they want in life, as mentioned by Zig Ziglar in one of his books as the formula to be successful.

That’s why I’m always looking for a few special individuals that will like to duplicate what I have done…

If you are the type of individual with the right desire;… who is willing to learn … has a dream to fulfill … and … would like to team up with a winner, someone that really knows what he/she is doing, please, go to losefatnow.usana.com and click on opportunity. I had to pay the price to lean with a lot of hard work and trial and errors … you don’t have to go through the same thing…! Team up with me and I will share with you all my experience and hard obtained knowledge of all these years, so you can obtain faster results.

Don’t wait, go now: losefatnow.usana.com

Third Step: STAY AWAY FROM NEGATIVE PEOPLE.
Take this suggestion very seriously.

PLEASE…, PLEASE …stay away from those people who only talk, think or act in negative ways … Negative people will take you down with them .. Don’t let anyone steel your dream…!!!

Find new friends if you must … Life is too short to let it be jeopardized by negative influences.

Fourth Step: DON’T BE A HUMAN LOBSTER.
I will include a poem by Dr. Orrision Swett Marden that explains every clearly what I mean by being a lobster:


THE HUMAN LOBSTER

A lobster,
When left high and dry among the rocks
has no instinct and energy enough
to work his way back to the sea,
but waits for the sea
to come to him.
If it does not come,
he remains where he is and dies…,
ALTHOUGH the slightest effort
would enable him to reach the waves,
which are perhaps within a yard of him.

THE WORLD IS FULL OF HUMAN LOBSTERS:
PEOPLE STRANDED ON THE ROCKS
OF INDECISION AND PROCRASTINATION,
WHO,
INSTEAD OF PUTTING FORTH
THEIR OWN ENERGIES,
ARE WAITING FOR SOME
GRAND BILLOW OF GOOD FORTUNE
TO SET THEM AFLOAT…!!


(This step does not need further explanation). JUST … DON’T BE A HUMAN LOBSTER !!!!!!!!!

Fifth Step: TAKE ACTION !!!
If you decide to do something …, you know you want it with all your heart … but don’t take action, nothing will happen …!!! You MUST research, you MUST think, but by all means you MUST take action …!!

Not making a decision is a decision itself. You have to ask yourself … how can you get where you want to be if you don’t start any movement…? If you don’t take the first step…?

Act today. DO NOT leave for tomorrow what you can do today !!!!!

Sixth Step: ALL EXCUSES ARE EQUAL.
No matter which excuse you can give …, or which excuse you choose to give … there is NOT a good reason to be a failure …!!

Look back five years, can you see yourself at that time..? What happened during those five years…? Did you get what you wanted…? If not …, WHAT IS YOUR EXCUSE…?

It’s hard to face reality … It can HURT to face reality … I can understand that …I’ve been there many times … But I can also tell you … “Don’t look back to recriminate yourself … Now is the time to move forward …, now is the time to make the decision …, Now is the time to make the necessary changes to have a fantastic future!!!”

Seventh Step: START SAVING …!!! SAVE …. SAVE … AS MUCH AS YOU CAN …!!!
You can make all the money you want, but if you don’t have a plan to save it, you will never get to your golden mountain!!!

Start with a little … Then increase that amount step by step… You MUST save …, save…, save … and remember … all excuses are equal!!!

These are the seven steps I have promised you, but I must add two more that I learned after I finished with my original plan:

Number Eight: SURROUND YOURESELF WITH PEOPLE THAT KNOW WHAT THEY’RE DOING, LEARN FROM THEM. APPLY WHAT THEY HAVE DONE, TO GET WHERE THEY ARE NOW.

Number Nine: (This is the most amazing step of all, that’s why I saved it for last):

HAVE TOTAL FAITH IN THE UNIVERSE/GOD/A HIGHER POWER …!!! THANK GOD FOR EVERY THING YOU HAVE …!!! NO MATTER WHAT…!!! AND DON’T FORGET TO THANK HIM FOR THE WEATLH AND ABUNDANCE THAT IS COMING YOUR WAY!!!

Following these seven steps … plus two, you may achieve what you really want out of lie … I can’t promise for sure you will be successful, but .. These STEPS worked for me … they worked for others who, like me, were willing to pay the price … why not for you?

Remember, I am always looking for a few individuals to expand my business. Sharing with them success formulas and secrets to achieve financial independence. Walter Dickson, Ricky Alivera, Susan Randolph and many others are good examples of people who, at one time, were totally bankrupt – emotionally & financially. Today they are making their dreams come true by achieving their FINANCIAL WEALTH…!!!

But if you are full of excuses and think the world is guilty for your terrible life, please…, DON’T JOIN MY TEAM…!!!

BUT … ON THE OTHER HAND … if you are a person willing to learn how to become financially independent …; how to turn disappointment into success …; how to be the best you can be … PLEASE act now…!!!

No more excuses, do it now…!!! losefatnow.usana.com has been tailored to see fantastic results in 30 to 90 days.

DON’T LET THIS OPPORTUNITY PASS BY WITHOUT FINDING OUT BY YOURSELF…!!!

GO NOW: losefatnow.usana.com

Don’t ever forget that:

ONLY THOSE WHO RISK, DESERVE TO WIN!!!
And

ALWAYS… ALWAYS…
STRIVE FOR THE BEST!!!!

I wish you all the luck in the world!

Terri Levine
www.TerriLevine.com


TERRI LEVINE

P.S. How you deal with failure determines whether or not you will be successful in life.
Apply these principles with passion, and you will see changes in your life you never thought possible … Best of luck!